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Keith Gumbinger Quotes
«This would free up cash now, while still minimizing their exposure to rising rates during the period they expect to remain in the house.»
Author: Keith Gumbinger
«If the Fed's cuts succeed in stimulating the economy, then mortgage rates are actually likely to rise,»
Author: Keith Gumbinger
«If you re-extend from 15 years back out to 30 years, that might reduce your monthly payment by 30 percent, ... If there isn't a likelihood that you'll pay off your mortgage, the re-extension of the term of your loan could measurably improve your cash flow.»
Author: Keith Gumbinger
«Leveraging yourself out at a time when (home) prices are very high certainly could set you up for difficult times.»
Author: Keith Gumbinger
«If the Fed's cuts succeed in stimulating the economy, then mortgage rates are actually likely to rise.»
Author: Keith Gumbinger
«If you've refinanced in the last 18 months or two years, this movie's a rerun. Rates aren't at compellingly low levels.»
Author: Keith Gumbinger
«Fannie Mae and Freddie Mac will even lend 103 percent of the homes value. You need to have very good credit to qualify for this kind of loan.»
Author: Keith Gumbinger
«What is new today is that lenders are allowing for the layering of risks on top of one another. What we don't know is what if we put all these risks together and put them in a rising interest rate environment, a declining housing market, or a weakening economy.»
Author: Keith Gumbinger
«Does that mean (consumers will) stop borrowing because it costs them another $5 a month? Probably not. It may influence decisions. I don't think it halts decisions.»
Author: Keith Gumbinger
«All mortgage money may eventually cost virtually the same. You're supposed to get a break (with ARMs). Where's the break?»
Author: Keith Gumbinger